Rates

Transparent rates you can compare.

Figures below are illustrative as of July 20, 2026 and may change at any time. Your rate is confirmed in product disclosures or a formal offer.

Deposits

Savings & CD APYs.

ProductIllustrative APYNotes
Horizon Savings4.25%Variable · balance tiers may applyOpen
Interest Checking0.50%–1.25%Variable · higher tiers for larger balancesDetails
3-month CD3.75%Fixed for termInquire
12-month CD4.10%Fixed for termInquire
24-month CD3.95%Fixed for termInquire
Credit

Loan APRs from.

ProductIllustrative APRType
30-year fixed mortgage6.10%FixedApply
15-year fixed mortgage5.55%FixedApply
HELOC7.25%VariableApply
Auto loan (new)5.49%FixedApply
Personal loan7.99%FixedApply
Business line of credit8.75%VariableInquire
Qenti Gold Card16.99%–24.99%Variable purchase APRDetails

APY = Annual Percentage Yield. APR = Annual Percentage Rate. Deposit rates may vary by balance. Loan APRs depend on creditworthiness, collateral, term, and underwriting. Fees may reduce earnings on deposits. This page is informational and not an offer of credit or a rate lock.